Togo - The Universal Health Insurance employee contribution deemed an allowable deduction

Togo - The Universal Health Insurance employee contribution deemed an allowable deduction

The establishment of Universal Health Insurance in the Togolese Republic, as per Law No. 2021-022 of October 2021, ensures access to healthcare for all residents. Effective January 1, 2024, Decree No. 2023-096/PR sets the rates and methods for collecting contributions to the Compulsory Universal Health Insurance Scheme.

According to Article 12 of the decree, salaried workers' contribution rate is 10% of their monthly remuneration, with at least 50% payable by the employer and the remainder by the employee.

Notably, Article 26 of the General Tax Code permits deductions from gross taxable income, including employee contributions to social and health insurance. The employee contributions to Social Security (CNSS) as well as to the Universal Health Insurance (AMU) are deemed deductible from gross income.

For more information regarding Universal Health Insurance, please refer to a previous post with heading – The National Social Security Fund (CNSS) will roll out Universal Health Insurance from 1 January 2024.